health insurance divorce

Divorce and Health Insurance


There will always be too many things to sort out while getting a divorce. Aside from the usual division of property and finances, you may also have to sort out health insurance. What happens to your health insurance may also be tied to what happens during your divorce.

When I Can Lose It

What happens to your health insurance depends largely on what kind of policy you have. If you happen to have an insurance policy of your own, then you don’t have to worry about losing it. But if you are a dependent on your ex-spouse’s health insurance policy, that is when you lose your health insurance. You may no longer be eligible to you after a divorce has been finalized.

Your Options

If you are getting divorced, the best option is to get your own policy. You don’t want to be cut off suddenly. When your employer happens to provide insurance, then you can apply for your own insurance through your employer. If you aren’t employed, you can always go to any private health insurance provider. If you are still unable to get your own health insurance, you can pay for your coverage in your ex-spouse’s policy. You can do this by informing the health insurance provider of your impending divorce. The only problem is this is temporary and can only last for a certain number of months. Either way, you will still have to get your own health insurance policy.

Health insurance is something that everyone should have. There’s a lot that health insurance can help you with in terms of health care. And if something untoward were to happen to you, at least you’re prepared for it. It is best to be prepared and have it all sorted out now. That way, you won’t have to worry about not having any later on.

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Mr. Hutton is a Divorce and Custody Lawyer based out of Round Rock, TX. His background is with child psychology at Arizona State University where he received a B.S. in 2006, and he continued this by working with the Children’s Right’s Clinic at the University of Texas School of Law where he received his J.D. in 2009. Throughout his practice, he has been a strong proponent of utilizing modern technology to improve his practice and the representation of his clients. He currently is the technology chair of CAFA of Travis County and is committed to improving and modernizing the practice of law in Texas.

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